FINANCIAL ANALYSIS AND ITS ROLE IN CUSTOMER LENDING
Keywords:
Financial analysis, lending, creditworthiness, credit risk, corporate clients, financial statements, liquidity, profitability, financial stabilityAbstract
This article describes in detail the relationship between financial analysis and the lending process, the role of financial analysis in lending to customers. The importance of financial analysis in assessing the creditworthiness of clients, determining credit risk, and developing acceptable lending conditions is explained in detail based on the financial statements of clients.
Also, the process of lending to corporate customers, its types and features, the main methods of financial analysis, and the essence of analyzing the financial situation of enterprises are disclosed. In addition, the tasks, importance and role of financial analysis in the economy are also covered.
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